The Actuarial Platform Built for Every Health and Life Disability Insurer

Name: Akur8
Brand: Akur8
Rating: 4.9 (16 reviews)

Whether you offer simple or complex health coverage, Akur8 has the solution for your actuarial team.

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Trusted by Leading Health and Life Disability Insurers Worldwide

What changes with Akur8

Build more accurate health pricing models, faster

Improve loss ratios and shorten pricing cycles, so your team can stay ahead of a fast-moving market.

Project cash flows with more confidence

Model standalone and combination products, trace every assumption, and deliver fully explainable results.

Govern complexity across your full portfolio

From annual medical expense plans to long-term critical illness and LTC reserves, Akur8 supports every product type.

Solutions

Which Akur8 platform is right for you?

I work on short-term products

EXAMPLE BENEFITS

Medical expenses
Group health
Dental and vision
Travel health
Short-term critical illness‍

EXAMPLE TYPES OF BUSINESS

Individual and family plans
Small and large group employer plans
Government-funded health programs
Affinity and association groups

Entdecken Sie Akur8 Pricing

I work on long-term products

‍BEXAMPLE BENEFITS

Long-term care
Disability
Income protection
Death
Critical illness

EXAMPLE TYPES OF BUSINESS

Individual long-term care policies
Group / employer disability plans
Voluntary and worksite benefits
Reinsurance of long-term health blocks

Entdecken Sie Akur8 Life

Akur8 Pricing

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Prepare and continuously refresh your data

Import claims and quote datasets in any standard format

Automatically handle missing values and variable types

Create new features tailored to health analysis

Cap large claim outliers natively

Akur8 Discover is an AI market intelligence for actuaries

Model true consumption risk across your health portfolio

Automatically find optimal groupings for risk factors

Add interactions and zip code geography to refine risk

Integrate external clinical variables to capture additional risk signal

Automatically run models in parallel across all coverages

Build health rates at the granularity your portfolio requires

Import any model type, or use models built directly in Risk

Aggregate benefit-level models into a coverage-level pure premium

Apply commercial constraints and discounting

Build and compare multiple pricing scenarios

Get your health rates to market in minutes, not months

Move from ratemaking and analysis to production in minutes

Testen Sie die Tarife, bevor sie live gehen, und führen Sie einfach A/B-Tests durch

Integrate with any policy admin system via real-time API

Track every action for full auditability and compliance

Deploy rates in minutes, not months

Move from ratemaking and analysis to production in minutes

Test deployments before they go live and run A/B testing

Integrate with any policy admin system via real-time API

Track every action for full auditability and compliance

Define, consolidate, and manage the many
inputs that drive your models.

Define structures and load data seamlessly

Track every change to your data and inputs

Group and layer inputs with run-time flexibility

Duration and convexity matching

Akur8 Life

Mehr erfahren

Shorten your pricing cycles without compromising analytical depth

Ingest any health data format and design products flexibly

Track pricing metrics across critical illness, LTC and disability

Compare assumptions and run long-term scenario analyses

Trace every assumption from hypothesis to model output

Meet regulatory deadlines with governance and traceability built in

Trace every long-term projection from input to final output

Use native support for every major regulatory framework

Manage changes and user access with precision

Analyze and generate reports with rich, built-in visual tools

Forecast long-term health liabilities with confidence

Run scenario and stress testing across health portfolios

Project capital and solvency requirements across your book

Build multi-year financial forecasts to support strategic planning

Simulate claims trend changes and management actions

Efficiently manage long-term health portfolio risks

Run stochastic and deterministic projections for health liabilities

Test cash flows and define long-term investment strategies

Model native and externally projected assets together

Generate board-ready risk reports and ALM visualizations

Rates live in minutes, not months

Deploy a live API in minutes, with no IT handoffs

Test deployments before they go live and run A/B testing

Integrate with any policy admin system via real-time API

Track every action for full auditability and compliance

Define, consolidate, and manage the many
inputs that drive your models.

Define structures and load data seamlessly

Track every change to your data and inputs

Group and layer inputs with run-time flexibility

Duration and convexity matching

why akur8?

The modern health actuarial operating system built for the new era

Future-ready platform foundation

Cloud-native and AI-first, built to scale with the volume and complexity of health and life disability data across every product line.

Best-in-class
modeling

Automated GLMs/GAMs, GBMs, Agentic AI, and flexible cash flow modeling powered by high-performance cloud computing, all with actuarial transparency.

Full-spectrum health and life disability coverage

From annual medical expense plans to long-term critical illness and disability reserves, Akur8 supports every level of modeling complexity.

Expert support at any time

Our expert team provides onboarding, methodology guidance, and ongoing live support tailored to health and life disability insurance.

Customer stories

They trust Akur8

"Akur8 hilft uns, weiterhin nach technischer Raffinesse zu streben, und versetzt uns in die Lage, unseren Kunden wertvolle Versicherungslösungen effizienter zu liefern und gleichzeitig ein Höchstmaß an Transparenz und Kontrolle zu gewährleisten. Wir sind davon überzeugt, dass Akur8 nicht nur eine wichtige Bereicherung für die Arbeit unseres Teams entlang der gesamten Wertschöpfungskette des Pricings sein wird, sondern auch von großem Wert für unsere Kunden ist, da es eine stärkere Personalisierung und gezielte Pricing in einem dynamischen Markt ermöglicht."

Scott Yin

"Wir haben uns für Akur8 entschieden, weil es eine innovative Lösung ist, die es uns ermöglicht, die beste Pricing-Technologie in den Dienst unserer Mitarbeiter zu stellen. Die Modellierungsgeschwindigkeit spart wertvolle Zeit für unsere Teams.

David Quantin

Get in touch with our team to learn more about Akur8 for Health and Life Disability insurers.

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The Actuarial Platform Built for Every Health and Life Disability Insurer

What changes with Akur8